Flood Insurance in Texas

Many people think that their homeowner's insurance covers damages due to flood. In fact, to pay for damage due to flood, you have to buy a separate policy.

The sad fact of the matter is that a combination of urban buildup and torrential rains have increased the severity of flooding events over time. A dangerous thunderstorm that lingers over your area can cause rivers, streams, and bayous to overflow. Water that comes out of natural waterways has nowhere to go but the streets of your community. Rising waters can and often do flow into nearby homes, wreaking lots of damage to floors, carpeting, furniture, and other of your possessions.

Every once in a while, unfortunate homeowners lose everything they had because of their homes being flooded. Simply put, you live in a flood plain, you need to carry flood insurance. By carrying such insurance, you won't be able to stave off disaster, but you will be better able to recover when and if disaster strikes.

The cost of flood insurance and what it covers depends on a number of factors, including the location of your home, how old it is, and a number of other factors. If you are interested in getting flood insurance, contact Policy Source, LLC. Our Austin, TX flood insurance agents will be able to sit down with you and determine exactly what kind of coverage you need. Since we are independent insurance agents, we will be able to find you the best deal possible for flood insurance that will give you peace of mind. Remember that flooding is not a possibility to be taken lightly. It is better to be prepared for any eventuality.